Internet Tip of the Week
by Bob Osgoodby
by Bob Osgoodby
Today is . . . . International Picnic Day
On this date. . . War of 1812 begins as
US declares war against Britain (1812)
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In this Issue
** Internet Tip of the Week by Bob Osgoodby – Warning Signs
** In the News – BiTtorrent - The New Source For Sypware And Adware
** Featured Article – Helping People Get Out of Debt - And Make Money Doing It
by Hosea Viese** Biz-Tips by Dr. Kevin Nunley – Why You Have To Advertise Over and Over
** Humor to Start the Weekend – Father
** Something to Think About by Jan Tincher
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- 8/14
May the Farce be with you!
WelcomeWelcome to our new subscribers, who have joined 40,000+ other business savvy onliners. We hope you enjoy our weekly Newsletter. If you have a favorite "Tip" that would be of interest to our subscribers or an article that would be of interest, please send it to: articles@adv-marketing.com
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- 8/7
Warning Signs
by Bob OsgoodbyCon artists have been around since the beginning of time, and are always willing to take advantage of another "hot prospect". But every scam has "Warning Signs" and a little common sense should prevail so you do not fall prey to them. Let's examine a few we get by email everyday.
"Guaranteed Winner" - they state - "You're going to get one of these top five prizes, guaranteed!" In this scam you normally send some information, and either return it by email or fill out a form on a web site. They require that you supply your telephone number to be eligible. You will then be contacted by a telemarketer who confirms that you have been chosen for one of the five "valuable" prizes; however, you must pay a processing fee for handling, customs duties or taxes, and you must send a check or money order to them by overnight mail. The prize usually winds up being small trinkets of minimal value, discount coupons or vouchers, worth far less than what you paid.
Or, you might receive an e-mail informing you that your order has been received and processed, and your credit card will be billed for the charges. The trouble is, you haven't ordered anything. They contacted you using bulk email, using inactive return addresses which prevent you from refuting the orders by email. They do provide a telephone number in the area code 767, which is actually in the West Indies. They try to keep callers on the line as long as possible, and you are reportedly billed as much as $25 per minute. Be aware that your local telephone company may bill for services provided by other companies, and not be able to provide you relief.
Another scam still floating about the web offers you a cut of money from Nigeria that was stolen and they need your help getting it out of the country. They of course want a cut of the money that they claim will be wired to your personal bank account. You of course are expected to give them a “good faith” deposit up front. The money however never arrives in your bank.
"Complimentary Vacation Package" - this one has been around for quite awhile, but has now found its way to the web. It starts off with "Congratulations! You will be our guest in Orlando, Florida, home of Walt Disney World, for 4 days and 3 nights. All compliments of major Vacation Resort Developers." Reading it, you might feel you have won a contest. In actuality, this is not the case. It is a high pressure sales campaign designed to sell you a "timeshare" vacation package. And, if you decide not to attend their meetings it isn’t free.
Another variation promises deeply discounted vacation packages. You pay for a package that seems great on the surface, but in reality, it is either third rate accommodations or doesn't exist at all.One group sends emails to people directing them to web sites promoting their programs. When you visit one of their web sites you can download copies of their program which contains a list of five names and addresses. The software program and web sites direct you to send twenty dollars to each of five people listed in the software in order for you to get yourself placed at the top of the list of names. This is simply a variation of the old fashioned chain letter. Actually, there are a lot of chain letters circulating about the web and all should be avoided.
You might receive an email promising guaranteed Credit Card approval! One group offered Visa cards to the credit-challenged "to put you back in the mainstream of financial life in high style" at an interest rate of only 4.9%. How? Through the magic of using offshore banks in tax haven countries. There is however a $100 processing fee and $25 per month charge regardless of use.
Another spin on this credit scam is for low mortgage rates to refinance your home. They have you fill out an application which contains a lot of personal information including your Social Security Number. You have just given someone enough information to steal your identity.
Some people really believe that they have been selected to be in the Internet Version of "Who's Who". This one started years ago and was sent to every company executive in the country - They will include your listing at no charge - oh, would you like a copy? "Send $98 to us and it will be delivered to your doorstep."
There is no way to adequately cover all the scams that permeate the web. Before jumping into any of these "make a million while you sleep" plans, use a little "due diligence" and check them out. If you see any of these "warning signs", run, don't walk to your nearest delete button. The money you save will be your own.
FYI -----
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If you submit a FREE ad to our web site, you will receive a confirmation when it is received, and also be notified when it is posted to the web. Ads are normally placed on the web on Thursday morning. Confirmation that your ad was received is no guarantee that it was placed on the web. If you submitted one, you will receive a notice on Thursdays that they have been posted. Check your ad on the web to be sure it is there, and is correct.
Don't forget, it takes 5 to 7 exposures to an ad before you can expect someone to reply. Ads must be renewed each week, but you can join our auto-renew program and we will post the ad for you.
This program costs an outrageous $1 per week. There is a 13 week minimum.
In The News
BitTorrent - The New Source For Sypware And Adware
BitTorrent downloads have become widely infected with adware and spyware, according to observers. Although functionally different from P2P services, BitTorrent has become a popular tool for locating and downloading music, video, and computer game files.
Chris Boyd, operator of the Vital Security Web site, said he has uncovered many instances both of adware and of spyware being included in BitTorrent downloads. In most cases, users were prompted to download the software with instructions implying that the desired download file would not function without the extra software.
Alex Eckelberry, president of Sunbelt Software, maker of antispyware software, called the BitTorrent situation "one of the most egregious spyware infestations that we have seen." He said the programs being installed on users' computers will flood them with unwanted pop-up ads and could result in overall system instability.
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- 8/7
Helping People Get Out of Debt - And Make Money Doing It
by Hosea VieseIn recent years, the hit to the economy has resulted in many people out of work and in financial trouble. They are looking for help and counseling to work through these issues and many debt counseling businesses are looking for staff to help them. Generally speaking most of these businesses are looking for employees who can work from their own homes which means you can do this type of work at your own pace and during the days and hours most convenient for your. This makes it a great resource for additional income or your primary income.
Whether you plan to be a debt counselor from your own home working for yourself or for an established company you will need to be certified to do it. If you are working for a company they will provide you with the training you need to pass the certification test, otherwise, you will need to do this on your own. Whichever path you choose this is a small obstacle for you to overcome on your way towards making money in this industry as you help other people get out of debt. You will want to know in advance what the requirements in your state are.
Once you are in the business you will begin working with clients trying to fix their credit. You are not acting as a financial advisor but more like an advocate. You will start seeing where there debt is and what debt you can work on. You will review their credit report and start contacting their creditors to see if you can negotiate a deal for them to pay off their debt at a pace that is comfortable for your client. This will help prevent any more damage to their credit report while also giving the creditor a payment schedule that they are comfortable with.
You will find that some companies will work with you and give you different options that range from forgiving some of the debt if they are paid in a lump sum, or they may agree to lower monthly payments or both. You will then be able to layout different options for your client. They may find that taking out a loan like a home equity loan can help them pay off a great deal of their debt at a fraction of what was owed.
The important skills for you to have is experience in working with all different personality types and the ability to communicate well. It is also important that you be comfortable with math and working with numbers. If this sounds like you then this may be a great job for you to consider.
-----
Hosea Viese is the webmaster and editor of a large Website on Counseling...an excellent portal on the web for all things about counseling. For access to the site's complete archives visit here: http://www.ldcounseling.com/
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- 8/21
Trivia
Jack Broughton was one of the most revered boxing figures in England. He was buried at Westminster Abbey, the burial place of British nobility, although Broughton was not a member of English royalty.
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- 8/21
Biz-Tips
by Kevin NunleyWhy You Have To Advertise Over and Over
Have you ever run a one time ad and then wondered why you didn't get much response? Advertising and marketing almost always takes repeated use to work properly. Once in a while you will get a product or service that sells with the first ad, but most take time to sink in with customers.
There's an old newspaperman's joke that dates back more than 100 years that illustrates how ads work.
1. The first time a man looks at an ad, he doesn't see it.
2. The second time, he doesn't notice it.
3. The third time, he is conscious of its existence.
4. The fourth time, he faintly remembers having seen it.The joke continues on until the sixteenth time has him thinking he'll buy some day and the twentieth time he sees the ad he asks his wife to go out and buy the product.
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Quote of the Day
"If dandelions were hard to grow, they would be most welcome on any lawn."
- Andrew V. Mason
A Little Humor to Start the Week
Father
=-=-=-=A man exiting a grocery store was very surprised when a rather good-looking and perky young lady greeted him cheerfully by saying, "Good evening!" Her face was beaming.
At least she was smiling until he gave her that "Who are you?" look.
He couldn't remember having ever seen her before. Then she obviously realized that a mistake had been made and apologized. She explained, "Oh, I'm so sorry. When I first saw you I thought you were the father of one of my children."
She walked on her way into the store.
The man was left staring dumbfounded after her. More than a bit puzzled, he thought to himself, "What is the world coming to, an attractive woman who doesn't even keep track of what the father of her children look like."
However, he was also a bit flattered that he might resemble one of her former suitors, but also hoped that nobody overheard her saying that she mistook him for being the father of one of her children.
A bit panicked, he then thought, "Could I possibly have forgotten a relationship?" "Could it be that I really fathered a child?"
Still stunned, he walked to his car. He still did not realize, of course, that.... she was a second grade teacher.
-----
Seeing my 11-year-old son perusing a website filled with photos of Britney Spears, I commented, "She certainly is pretty. Which picture do you like best?"
"I don't know," he mumbled, embarrassed by his newfound interest in girls. "I'm just reading about her."
I came closer and peered at the screen. "Oh, really?" I said. "So when did you learn to read Spanish?"
-----
A little girl asked her mother for a dollar to give to an old lady in the park. Her mother was touched by the child's kindness, and gave her the dollar.
"There you are, my dear," said the mother. "But, tell me, isn't the lady able to work any more?"
"Oh yes," came the reply. "She sells candy."
-----
A psychiatrist's secretary walked into his office and said, "There's a gentleman in the waiting room asking to see you. Claims he's invisible."
The psychiatrist responded, "Tell him I can't see him."
-----
Riddle
What needs an answer, but doesn't ask a question?
Do you know the answer? Scroll down to find the solution.
-----
I wanted to learn how to make ice-cream,
so I started attending sundae school.
Publications of Interest
GHC'S Ezine
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mailto:ghcsezine-subscribe@winner62.com
Feedback - Q&A
Hi Bob,
Somehow you combined 2 ads, mine and a company called The BAUM Group. I don't suppose they are very happy either. I know it is a free ad, but is there any way you can fix this?
I'd really appreciate it.
Thanks,
Laura-----
Laura - the particular error in the ad was the link in your ad wasn't closed properly. It will then look for a properly closed link and combine the ads as if they were one.It is always a good idea to check your ad to make sure it is correct. While I do proof the ads manually when they are posted to the web, I can occasionally miss one.
I will correct the ad for you and send you a copy of how the ad should be submitted in the future.
Bob
Answer to Riddle
A telephone
Something to Think About
By Jan TincherYour brain works in pictures. Visualize what you want so it can bring it to you.
Do you *wish* you had a better job?
Do you *wish* you had more money?
Do you *wish* you had more energy?Your brain works in pictures. *Wishing* is not a picture. *Wishing* is so far out there, your brain doesn't even recognize it. *Wishing* is just saying something like, *Oh, I wish I could do, have, be . . .*Picture having what you want. See your *wishes* come true.
-----
Be a success! Let Jan Tincher, Master Neuro-Linguistic Programmer, help you! Great articles, great strategies you can implement immediately! Go here now:
http://www.tameyourbrain.com/success/index1.htm
Hard work has a future payoff. Laziness pays off now.
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That's it for now.
Best Wishes - Have a Great Weekend
BobCopyright - 2004
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